I was living in a rental house for years. And every time I would pay my rent I knew that I was paying my landlord’s mortgage. But I couldn’t afford a house of my own. Or at least that is what I thought.

Then I talked to a Realtor who told me all about how FHA loans work. Did you know that you can buy a house with as little as 3% down? And did you know that this down payment can be a gift from a family member such as your parents? I got with my Realtor’s lender and we got the ball rolling.

But as the closing day got near on the house I picked out, I realized I was going to be almost $1000 short on the closing costs. I knew all along what the costs would be and I was ready, but a car repair busted my budget. Fortunately I had a bunch of gold jewelry I never wore. And there are lots of places where you can sell gold jewelry. So that is what I did. I was able to sell gold jewelry for cash and I was able to come up with the cash in time to close on my house. So now instead of paying my landlord’s mortgage, I pay my own!

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